Sec. 342.559. ANNUAL REPORT. (a) On a yearly basis, not afterwards than May possibly one or even a later day set through the commissioner, a certified lender shall file Along with the commissioner a report which contains appropriate information and facts necessary through the commissioner concerning the lender's organization and operations over the

two. Greater on the thoroughly indexed level or introductory level; premium adjustable-rate transactions. A creditor should decide a buyer's repayment skill for the covered transaction utilizing substantially equivalent, every month, fully amortizing payments which might be according to the higher of the fully indexed rate or any introductory inter

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